Cream Cheese Chili Dip

This Cream Cheese Chili Dip is absolutely irresistible—gooey, melty, and bursting with bold chili flavor in every bite. Imagine velvety layers of creamy cheese and hearty chili, all baked to bubbling perfection.

It’s the ultimate easy dip for parties, tailgates, or last-minute get-togethers. You only need a few pantry staples and less than 30 minutes to whip up this crowd-pleasing appetizer!

What I love most is how this dip combines the tangy smoothness of cream cheese with the savory punch of chili and the gooey melt of cheddar. It’s always the first dish to disappear at gatherings—trust me, you’ll want to double the batch!

Whether you’re serving it at your next game day bash or just craving a cozy snack, this Cream Cheese Chili Dip is guaranteed to be a hit.

Why You'll Love This Recipe

• Super quick—ready in just 30 minutes from start to finish
• Uses simple pantry ingredients you likely have on hand
• Creamy, cheesy, and hearty—everyone will rave about it
• Perfect for parties, potlucks, or easy snacking
• Always a hit with both kids and adults

Key Ingredients for Cream Cheese Chili Dip

See recipe card below for full list of measurements, ingredients, and instructions.

Cream Cheese

The silky, tangy foundation of this dip! Cream cheese makes the texture ultra-creamy and rich. For best results, let it soften at room temperature so it spreads easily and melts smoothly. You can use full-fat or reduced-fat, though full-fat delivers the most luxurious texture. In a pinch, Neufchâtel cheese also works.

Canned Chili

This is the shortcut hero—providing savory, spiced flavor and hearty texture to the dip. Choose your favorite brand and variety (with or without beans). For a lighter option, try turkey or vegetarian chili. Homemade leftover chili is a great swap if you have some on hand!

Cheddar Cheese

The cheesy crown! Shredded cheddar gets gooey and golden on top, adding irresistible flavor and a gorgeous melt. Use sharp cheddar for bolder taste, or mix in Monterey Jack for extra meltiness. Pre-shredded works, but freshly grated cheese melts best.

Green Onions

These add a fresh pop of color and mild oniony bite, balancing the richness of the dip. Slice them thinly and scatter over the top just before serving. Chives or finely diced red onion are tasty substitutes if you prefer.

Instructions for Cream Cheese Chili Dip

See recipe card below for full list of measurements, ingredients, and instructions.

Preheat Your Oven

Set your oven to 350°F (175°C). This ensures everything bakes evenly and gets bubbling hot.

Layer the Cream Cheese

Spread the softened cream cheese evenly in the bottom of a small oven-safe baking dish or skillet (about 8x8 inches or similar size). Use a spatula to make it smooth and even.

Add the Chili

Pour the can of chili over the cream cheese layer, spreading it out gently to cover the surface completely. Sprinkle the garlic powder evenly over the chili for an extra flavor boost, if using.

Top with Cheese

Sprinkle 1 cup of shredded cheddar cheese over the chili layer. Reserve the remaining 1/2 cup for later.

Bake Until Bubbling

Bake uncovered for 15–20 minutes, until the cheese is melted and the dip is bubbling around the edges. For a golden top, add the remaining 1/2 cup cheddar in the last 5 minutes of baking.

Garnish and Serve

Remove from the oven and let the dip cool for a few minutes. Scatter sliced green onions on top for a pop of color and freshness. Serve hot with plenty of tortilla chips!

Recipe Variations

Spice It Up

Love heat? Stir in a drained can of diced green chiles or a splash of hot sauce with the chili. Top with sliced jalapeños before baking for a fiery kick!

Meaty Makeover

Use leftover homemade chili or swap in chili with ground beef, turkey, or sausage for a heartier, meatier dip. You can even layer in cooked taco meat for a Tex-Mex vibe.

Vegetarian Version

Simply use vegetarian chili and double-check your cheese is made without animal rennet. The dip is just as delicious and satisfying for all your veggie-loving friends.

Lighter Option

Opt for reduced-fat cream cheese and cheddar, and a lighter bean-based chili. You’ll still get all the flavor and creaminess with fewer calories.

Extra Cheesy

Mix in a little Monterey Jack or Pepper Jack cheese with the cheddar for extra gooeyness and a hint of spice.

Serving Suggestions

Pile your Cream Cheese Chili Dip high on sturdy tortilla chips for the ultimate snack. It’s also delicious scooped with pita chips, fresh veggie sticks, or even as a topper for baked potatoes or nachos. Garnish with extra green onions, fresh cilantro, or a dollop of sour cream for a stunning finish.

Storage and Reheating

Store any leftover dip in an airtight container in the refrigerator for up to 3 days. To reheat, microwave individual portions for 1–2 minutes, stirring halfway through, or warm the whole dish in a 325°F oven until hot and bubbly. Freezing is not recommended, as the creamy texture may separate when thawed.

Frequently Asked Questions About Cream Cheese Chili Dip (FAQ)

Q: Can I make Cream Cheese Chili Dip ahead of time?
A: Absolutely! Assemble the dip up to a day in advance, cover, and refrigerate. Bake just before serving.

Q: Can I use homemade chili instead of canned?
A: Yes! Homemade chili works perfectly and adds wonderful flavor. Just make sure it’s not too soupy for layering.

Q: What can I serve with this dip besides tortilla chips?
A: Try pita chips, sliced baguette, crackers, or fresh veggie sticks like celery and bell peppers.

Ready to dive into cheesy, chili goodness? This Cream Cheese Chili Dip is sure to be the star of your next party or cozy night in. Give it a try, and don’t forget to leave a comment or rating if you love it as much as I do!